Bank of America Advantage SafeBalance Banking^® provides a straightforward, easy-to-use experience that lets you focus on the basics. There are no overdraft fees and no monthly maintenance fee for accounts with an owner under 25. Please view your Personal Schedule of Fees for details and other ways to avoid the monthly maintenance fee.

It’s easy to open a checking account for your child who is going to college. Simply schedule an appointment, visit a financial center or call to speak to a customer service representative. You can reach a Bank of America representative at 800.432.1000 (Mon-Fri 8 a.m.-11 p.m. or Sat-Sun 8 a.m.–8 p.m., all times ET). Outside the U.S. call 1.315.724.4022 (international collect; cell phone roaming charges may apply).

If your child has not yet left for college, please use your home address as the mailing address for the account. If your child has already left for college, consider applying for a joint account with a parent as the primary account holder. Then use your home address as the mailing address for the account; we’ll be able to verify your address faster and will send all account-opening materials to your home address.