Skip to main content

Keep the Change® Savings Program

How it works

Keep the Change® is an easy way to make everyday purchases part of your savings planKeep the Change® is an easy way to make everyday purchases
part of your savings plan
Keep the Change® is an easy way to make everyday purchases part of your savings plan

1 ENROLL

First, enroll the Bank of America debit cardadatext you use for daily purchases.

Pro-tip, use this card for online and recurring payments to collect the most change.

2 SHOP

Next, use your card for everyday purchases such as at drug stores, the drive-thru or for an impulsive, must-have online buy. In other words, spend like you normally would.

3 SAVE

Finally, we'll round up your purchase to the nearest dollar amount and transfer the change from your checking account to your savings account — or to a child's savings account.

Watch the savings add up

Select typical weekly purchases to calculate your savings

  • Coffee
    $2.30
    +$0.70
  • Lunch
    $12.26
    +$0.74
  • Dry cleaning
    $9.43
    +$0.57
  • Groceries
    $217.09
    +$0.91
  • Gas
    $30.22
    +$0.78
  • Taxi
    $9.50
    +$0.50
  • Merchandise
    $36.35
    +$0.65
  • Movie tickets
    $18.34
    +$0.66
show more  
TOTAL SPARE CHANGE = $0.00/WEEK
That could add up to $00.00/YEAR
The round-ups from your debit card purchases are accumulated and transferred daily from your checking
account to your savings account.
The round-ups from your debit card purchases are accumulated and transferred daily from your checking account to your savings account.

All you need to get started

A checking account with debit card

and

A savings account

Need to open an account? Find the checking
or savings account that's right for you

Making the most of your rewards

Making the most of your rewards

Connect with us