Bank of America Advantage
SafeBalance Banking®
Simple banking for students and young adults like you
Ready to open your Bank of America Advantage Banking account?
If you have a Social Security number and are 18 years or older.
Want to compare all your options?
Find out more about Bank of America Advantage Banking
SafeBalance Banking®Bank of America Advantage
Plus Banking®
If you don't have a Social Security number or are not 18 years or older, come in and see us.
Schedule an appointmentAnswer a few questions to help us get you to the right place.
First, tell us your age:
Answer a few questions to help us get you to the right place.
Do you have a valid Social Security number?
Great! You can apply for your own account today! Let's confirm:
You're applying for Bank of America Advantage SafeBalance Banking®
- No monthly maintenance fee for accounts with an owner under 25
- Helps keep you from spending more than you have — no overdraft fees
- Digital banking in the palm of your hands - no paper check writing
Good news, you can start your application online!
- Based on your age, you must have a co-applicant who is 18 years of age or older to apply
- After applying, we may ask you to show proof of identification in one of our Financial Centers
You're applying for Bank of America Advantage SafeBalance Banking®
- All the essentials with flexible ways to pay
- No monthly maintenance fee for accounts with an owner under 25
- No overdraft fees - helps keep you from spending more than you have
Let's connect
We can help you open your account at a financial center
1. Government-issued photo ID
Ex: U.S. driver's license, state-issued ID card, U.S. Passport
2. One additional form of ID
Ex: student ID, work ID, credit/debit card from another bank, current vehicle registration, foreign driver's license
International student?
You must be able to provide both your foreign and local address, as well as your ITIN (Individual Tax Identification Number). You'll also need the following:
1. Proof of U.S. residency
Ex: U.S. government-issued ID, student/employer photo ID, current utility bill or rental agreement
(documents must show your name and U.S. physical address)
2. One primary photo ID
Ex: foreign passport (with or without passport visa), U.S. Non-Immigrant visa and Border Crossing Card-DSP-150, Canadian Citizenship card (with photo), Mexican, Guatemalan, Dominican or Colombian Consular ID (with photo)
3. One secondary ID
Ex. foreign or U.S. driver's license (with photo), student/employer ID (with photo), major debit or credit card with Visa® or Mastercard® logo, major retail credit card from a nationally well-known company, U.S. Department of State Diplomat ID
Lets connect
We can help you at one of our financial centers. You'll need a co-applicant over 18, like a parent or guardian.
1. Government-issued photo ID
Ex: U.S. driver's license, state-issued ID card, U.S. passport
2. One additional form of ID
Ex: student ID, work ID, credit/debit card from another bank, current vehicle registration, foreign driver's license
3. Two forms of ID for you
International family?
Your parent/guardian must be able to provide both your foreign and local address, as well as your ITIN (Individual Tax Identification Number). They'll also need to bring the following:
1. Proof of U.S. residency
Ex: U.S. government-issued ID, student/employer photo ID, current utility bill or rental agreement(documents must show your name and U.S. physical address)
2. One primary photo ID
Ex: foreign passport (with or without passport visa), U.S. Non-Immigrant visa and Border Crossing Card-DSP-150, Canadian Citizenship card (with photo), Mexican, Guatemalan, Dominican or Colombian Consular ID (with photo)
3. One secondary ID
Ex. foreign or U.S. driver's license (with photo), student/employer ID (with photo), major debit or credit card with Visa® or Mastercard® logo, major retail credit card from a nationally well-known company, U.S. Department of State Diplomat ID
4. Two forms of ID for you
Lets connect
We can help you find the right account and walk you through applying at one of our financial centers. To open an account, you'll need a co-applicant over 18, like a parent or guardian.
1. Government-issued photo ID
Ex: U.S. driver's license, state-issued ID card, U.S. passport
2. One additional form of ID
Ex: student ID, work ID, credit/debit card from another bank, current vehicle registration, foreign driver's license
3. Two forms of ID for you
International family?
Your parent/guardian must be able to provide both your foreign and local address, as well as your ITIN (Individual Tax Identification Number). They'll also need to bring the following:
1. Proof of U.S. residency
Ex: U.S. government-issued ID, student/employer photo ID, current utility bill or rental agreement(documents must show your name and U.S. physical address)
2. One primary photo ID
Ex: foreign passport (with or without passport visa), U.S. Non-Immigrant visa and Border Crossing Card-DSP-150, Canadian Citizenship card (with photo), Mexican, Guatemalan, Dominican or Colombian Consular ID (with photo)
3. One secondary ID
Ex. foreign or U.S. driver's license (with photo), student/employer ID (with photo), major debit or credit card with Visa® or Mastercard® logo, major retail credit card from a nationally well-known company, U.S. Department of State Diplomat ID
4. Two forms of ID for you
No monthly maintenance fee for students and young adults under 25
Learn more about Bank of America Advantage Banking
Learn more about Bank of America Advantage Banking
