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RETAIL the power to maximize sales

Freedom to focus on the big picture

The retail point of sale solution streamlines day to day tasks, so you can put your energy into what you love most.

From inventory and cash management to marketing and reporting, the Retail Solution is a seamless, integrated solution for your business. adatext

From inventory and cash management to marketing and reporting, the Retail Solution is a seamless, integrated solution for your business. adatext

Bank of America Merchant Services: The Retail Solution

Bank of America has something new in store.

Introducing the Retail Solution for small businesses, a next-generation payment software solution designed just for retailers.

With advanced point-of-sale management features to help you focus on building your business and running it smoothly.

The new solution can help you create item categories with up to 6 subcategories each, allowing you to classify your inventory by more specific attributes. You can group related items together to create kits, giving you the ability to sell items at a different price than if sold individually and track which groups sell the best.

Create automatic safety nets for your cashiers with restrictions that prevent selling to underage buyers. Set limits on purchase quantity and restrict purchases by time of day and return policy. And ring up items with additional bar code options. Scannable stock keeping units and manual key entry price look up codes.

The Retail Solution lets you set up a commission plan for your employees, dive into the details of sales performance and easily view top sellers and employee commission reports. And its updated sales reporting goes beyond the basics, with a detailed breakdown on how many items and kits were sold, including kit components, subcategories, and item variations. So let The Retail Solution help you focus on what matters most, building your business and running it smoothly. Because there's always something new in store at Bank of America.

A retail point of sale solution designed to make things easy

Experience the power of an integrated platform. adatext

Manage complex inventory

Up to six subcategories per category plus create groupings of items to sell at one price point.

Set up sales commission

Set up using percent sales or fixed dollar amount; access reports that show top sellers and commission per employee.

Implement sales restrictions

Restrict the sale of items from your inventory by age, purchase quantity and item return policy.

Expand barcode options

Use Scannable Stock Keeping Unit (SKU) or manual key entry Price Look-Up Code (PLU) to ring up an item.

Track cash related activities

Track cash drawer starting amount, cash pay-ins and pay-outs, day/shift close and get notified when a pre-set cash amount is reached.

Nurture customers

Keep customers coming back with a range of payment options, a built-in loyalty program, as well as offers, discounts and promotions.

Additional Benefits

Straightforward rates

Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.

Easy set up

Payment terminals come with the supplies you'll need to get started so you can get up and running quickly.

Security

Cutting-edge encryption and tokenization help protect you and your customers, at no extra cost. adatext

Improved cash flow

Access settlement funds as soon as the same business day.

Service and support

Get peace of mind knowing you have help whenever you need it with 24/7 U.S.-based technical support. Plus, we have experienced merchant consultants at your service.

One seamless relationship

Effortlessly view and manage your Business Advantage and Merchant Services accounts in one place.

Transparent pricing adatext

We offer competitive pricing with no-fee same-day funding for qualified accountholders. We also offer custom pricing.

2.65% + 10¢

Swipe, dip and tap

2.99% + 30¢

E-commerce

3.50% + 15¢

Keyed

  • No long-term contracts
  • No hidden fees
  • No early termination fees

BANK OF AMERICA

Preferred Rewards

For Business

TIER RATE DISCOUNTS

  • Gold: 0.05%
  • Platinum: 0.07%
  • Platinum Honors: 0.10%

Experience our award-winning program adatext with Preferred Rewards for Business. There are no fees to join or participate. Earn rewards and exclusive benefits inspired by your business needs including a processing rate discount on Merchant Services when you are enrolled in the Simplified Pricing Plan. adatext

Learn more about Bank of America Preferred Rewards for Business.

Fully-featured software to get the job done

Solutions & Device Compatibility

Solutions & Device Compatibility
Solutions Basic Payment Solution Mobile Point of Sale Solution adatext Essentials Light Solution Essentials Solution Restaurant Solution Retail Solution Virtual Terminal Solution E-commerce Solution

Device Compatibility

Business Advantage 360 Access (Online Banking)

Bank of America Gateway (Online)

Card Payment Acceptance type (swipe, dip, and tap rate)

Credit Signature Debit (Debit& EBT)

Credit Signature Debit

Credit Signature Debit

Credit Signature Debit

Credit Signature Debit

Credit Signature Debit

Hand-key Payments

E-commerce rate

Easily manage disputes through an integrated platform
Feature included
Feature included
Feature included
Feature included
Feature included
Feature included
Feature included
Feature included

Option to provide printed, emailed and text receipts

Print

Text
Email

Print
Email

Print
Email

Print
Email

Print
Email

Email

Email

Online reporting plus sales, settlement and funding
Feature included
Feature included
Feature included
Feature included
Feature included
Feature included
Feature included
Feature included

Optional Recurring Billing, Account Updater and Customer and Billing Tokens adatext

Feature included
Feature included
Feature included
Feature included
Feature included
Feature included
Feature included
Feature included

Cloud-based reporting including sales transactions and tax data
Feature included
Feature included
Feature included
Feature included
Feature included

Additional reporting details for items, modifiers, customers and profitability

Item reporting only
Feature included
Feature included
Feature included

Provide a customer loyalty program, discounts and email marketing

Standard default discounts only
Feature included
Feature included
Feature included

Leverage customer profile management and purchase history tracking
Feature included
Feature included
Feature included

Update inventory/menu and prices across multiple devices and locations
Feature included
Feature included
Feature included

Manage item modifiers and variations plus add items at point of sale

Variations only
Feature included

Manage in Back office website only
Feature included

Split payments by equal amounts, accept tips, take order by seat, set gratuity rate, add ticket notes and send order directly to external printer

In-line tipping only
Feature included
Feature included
Feature included

Manage employee pin login, pre-set user roles and time clock

Pin login & pre-set user roles only
Feature included
Feature included
Feature included

Integrate with optional Online Ordering
Feature included
Feature included
Feature included

Table management with custom mapping; transfer tickets between stations
Feature included

Design and update menus easily
Feature included

Order routing options include a Kitchen Display Solution adatext or specialized kitchen printers
Feature included

In-depth reporting across segments - dine-in, takeout, delivery, drive thru and catering
Feature included

Utilize automatic special event pricing for occasions like happy hour
Feature included

Manage extensive inventory with up to six subcategories per category
Feature included

Bundle inventory items to create a kit to sell at one price point
Feature included

Sales management tools, including safe drop, sales restrictions, sales commission setup and reporting
Feature included

Use Stock Keeping Unit (SKU) and Price Look-Up (PLU) codes
Feature included


Countertop A80

The Countertop A80 is easy to set up and gives you reliable, full connectivity that provides fast, secure payment processing.


Portable A920

An all-in-one portable device that takes payments and prints receipts.


Mobile Card Reader D135 (requires mobile phone or tablet)

A Bluetooth® card reader that lets you take payments on a smartphone or tablet.


Smart Terminal E700

A fully-featured point of sale device with a built-in screen and printer, and a smaller footprint.


Smart Register E800

A larger point of sale device with dual touch-screen displays and a built-in 3” printer.

VIEW COMPARISON CHART

Choose the hardware that meets your needs adatext

Create a solution that's uniquely yours.

Stationary

Point of sale devices designed to stay in one place.

Smart Register E800

A larger point of sale device with dual touch-screen displays and a built-in 3” printer.

$1,439.00
Details for E800 Smart Register

Smart Terminal E700

A fully-featured point of sale device with a built-in screen and printer, and a smaller footprint.

$1,129.00
Details for E700 Smart Terminal

Countertop A80

The Countertop A80 is easy to set up and gives you reliable, full connectivity that provides fast, secure payment processing.

$359.00
Details for A80 Countertop

PIN Pad SP30

A reliable, client-facing PIN pad solution designed to work with the Countertop A80 terminal.
Note: The PIN Pad SP30 works only with the Countertop Solution.

$229.00
Details for SP30 PIN Pad

Portable

Smaller devices that go wherever you go.

Portable A920

An all-in-one portable device that takes payments and prints receipts.

$529.00
Details for A920 Portable

Accessories

Customize your solution with a range of compatible accessories.

Cash Drawer

An integrated cash drawer that opens when you ring up a sale.

$209.00
Details for Cash Drawer

Handheld Barcode Scanner

A handheld laser scanner that scans quickly and accurately.

$389.00
Details for Handheld Scanner

Countertop Barcode Scanner

A fast, accurate scanner with true point-and-shoot simplicity and a small footprint.

$319.00
Details for Countertop Scanner

Weight Scale

A fast, accurate scale for businesses that sell products by weight

$999.00
Details for Weight Scale

Thermal Printer

A powerful printer you can count on with an auto paper cutter and anti-jam guide.

$319.00
Details for Thermal Printer

Portable A920 Charging Base

A dependable and sleek charging base with reliable and fast battery-charging capabilities to power your Portable A920 efficiently.

$79.00
Details for A920 Portable Charger

Questions & answers

What is a retail point of sale solution?

Hardware, software, support and pricing that allows you to accept multiple payment types and operate your retail store more efficiently.

What kind of security does Bank of America offer?

Our solutions offer end-to-end encryption and tokenization for more secure payment transactions and meet PCI data security standards, all at no extra cost. adatext

What kind of specialized reporting comes with the Retail Solution?

In addition to sales, marketing and loyalty reporting, the Retail Solution includes sales commission reporting, updated item sales reporting that shows items and kits sold, including the components that make up a kit, subcategories, and variations attached to an item sold.

With the Retail Solution, can a return policy be created to restrict item return?

Yes, you can impose restrictions on the return policy of an item. For example, you can dictate final sale items are non-refundable.

How do inventory subcategories work?

You can classify your inventory items with up to six categories. For example, for a shoe category, subcategories could be selected by shoe type such as sandal or sneaker, then brand and size.

Where can I find more information on how to use merchant products and services?

To find more information, visit the Merchant Help Center.