POS Systems for Small Business On the Go

Fully-featured software to get the job done

Solutions & Device Compatibility

Solutions & Device Compatibility
Solutions	Basic Payment Solution	Mobile Point of Sale Solution^{Footnote [9]}	Essentials Light Solution	Essentials Solution	Restaurant Solution	Retail Solution	Virtual Terminal Solution	E-commerce Solution
Device Compatibility							Business Advantage 360 Access (Online Banking)	Bank of America Gateway (Online)
Card Payment Acceptance type (swipe, dip, and tap rate)	Credit Signature Debit (Debit& EBT)	Credit Signature Debit	Credit Signature Debit	Credit Signature Debit	Credit Signature Debit	Credit Signature Debit	Hand-key Payments	E-commerce rate
Easily manage disputes through an integrated platform
Option to provide printed, emailed and text receipts	Print	Text Email	Print Email	Print Email	Print Email	Print Email	Email	Email
Online reporting plus sales, settlement and funding
Optional Recurring Billing, Account Updater and Customer and Billing Tokens^{Footnote [10]}
Cloud-based reporting including sales transactions and tax data
Additional reporting details for items, modifiers, customers and profitability			Item reporting only
Provide a customer loyalty program, discounts and email marketing			Standard default discounts only
Leverage customer profile management and purchase history tracking
Update inventory/menu and prices across multiple devices and locations
Manage item modifiers and variations plus add items at point of sale			Variations only		Manage in Back office website only
Split payments by equal amounts, accept tips, take order by seat, set gratuity rate, add ticket notes and send order directly to external printer			In-line tipping only
Manage employee pin login, pre-set user roles and time clock			Pin login & pre-set user roles only
Integrate with optional Online Ordering
Table management with custom mapping; transfer tickets between stations
Design and update menus easily
Order routing options, including the Kitchen Display Solution^{Footnote [11]} or specialized kitchen printers
In-depth reporting across segments - dine-in, takeout, delivery, drive thru and catering
Utilize automatic special event pricing for occasions like happy hour
Manage extensive inventory with up to six subcategories per category
Bundle inventory items to create a kit to sell at one price point
Sales management tools, including safe drop, sales restrictions, sales commission setup and reporting
Use Stock Keeping Unit (SKU) and Price Look-Up (PLU) codes

The Countertop A80 is easy to set up and gives you reliable, full connectivity that provides fast, secure payment processing.

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Choose the hardware that meets your needs^{Footnote
[6]}

Create a solution that's uniquely yours.

Portable

Smaller devices that go wherever you go.

Portable A920

An all-in-one portable device that takes payments and prints receipts.

$529.00

Details for A920 Portable

Mobile Card Reader D135

A Bluetooth® card reader that lets you take payments on a smartphone or tablet.

$99.00

Details for D135 Mobile Payment Solution

Questions & answers

What is an on-the-go point of sale system?

Hardware, software, support and pricing that allows you to operate your business more efficiently, and accept multiple payment types from wherever you are.

Can I customize my own system?

You can customize this point of sale solution with the software, hardware and pricing options that suit your needs. Our experienced specialists can help you find the right fit for your business.

What payment types can I accept?

Our systems accept most common payment types including credit or debit cards, Apple Pay^®, Google Pay^TM and Samsung Pay.

What kind of security does Bank of America offer?

Our solutions offer end-to-end encryption and tokenization for more secure payment transactions and meet PCI data security standards, all at no extra cost.^{Footnote
[12]}

Where can I find more information on how to use merchant products and services?

To find more information, visit the Merchant Help Center.

POS Software solutions require a monthly service plan provided by Bank of America. The applicable fee will be presented to you prior to account opening in the fee schedule. The monthly fee for the software plan you select plus applicable sales tax will be deducted from your business checking account by Bank of America at the end of each monthly billing cycle.
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The Portable A920 and Portable A60 can connect via integrated Wi-Fi. A separate communications base can be purchased to enable the Portable A920 to also connect via wired Ethernet.

The Portable A920 comes with a cellular SIM card. Cellular Service is required to enable the Portable A920’s cellular communication functionality. Cellular Service is an optional value-added service which requires a per device monthly fee. If applicable, the fee will be presented to you prior to account opening in the fee schedule. The per device fees will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle. If you cancel Cellular Service prior to the end of the month, a pro-rated fee is not available and you will be charged for the full month.

The Portable A920 can be used without a POS Software plan to accept payments however to use the non-payments business management features, it requires purchase of a POS Software.
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Digital Payments is an optional value-added service. There is no fee for this service, but additional integration work may be required. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Visa is a registered trademark of Visa International Service Association.

The Bank of America Mobile Point of Sale Solution requires the Mobile Card Reader D135, a compatible Android or iOS mobile device with a wireless internet or cellular connection and the free BofA Point of Sale Mobile app to download to your mobile device. Message and data rates may apply. PIN Debit, EBT and closed loop gift cards transactions are not supported. Contactless payments are not supported for China UnionPay^® and JCB. To download the app, search for BofA Point of Sale Mobile app in the Apple App Store or the Google Play App Store.
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Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules.
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Same day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America business checking account used for settlement. Valid only on Visa^®, Mastercard^®, Discover^® and American Express OptBlue^® transactions and PIN debit transactions including EBT. Exceptions may apply.
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Pricing rates subject to change.

Signing a Merchant Services agreement which pertains to the terms of your merchant account and services selected is required however, there is no length of term required or penalty for closing the merchant account and ending any related services.
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Preferred Rewards for Business: Bank of America Preferred Rewards and Preferred Rewards for Business were recognized for a Platinum award for 360 Degree Award (Brand) in the 2023 Loyalty 360 rewards. This award recognizes the brands with the best overall weighted average finishes across multiple categories, as well as the suppliers that had the highest weighted average with single or multiple clients across categories.
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Preferred Rewards for Business Overall Program Rules: The Preferred Rewards for Business program is only available to Small Business, Merrill Small Business, and Bank of America Private Bank^® Small Business clients. Clients in the eligible business categories may enroll in the program. To enroll you must have an active, eligible Bank of America business checking account, and maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your combined qualifying Bank of America business accounts (such as checking, savings, certificate of deposit) and/or your Merrill business investment accounts (such as Working Capital Management Accounts, Business Investor Accounts, Delaware Business Accounts).The qualifying balance is calculated based on either (i) your average daily balance for a three calendar month period, or (ii) your current combined balance, provided that you enroll at the time you open your first eligible business checking account and satisfy the balance requirement at the end of at least one day within thirty days of opening that account. Refer to your Business Schedule of Fees for details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements. Additional program information is available at: bankofamerica.com/RewardsforBusiness.

Merchant Services Processing Rate Discount (Simplified Pricing plan): If you: (1) are enrolled in the Preferred Rewards for Business program, (2) have a Merchant Services processing account with Bank of America that has an 8-digit Merchant ID number (“Merchant Services”), (3) are on the Simplified Pricing plan, and (4) are settling your sales processing transactions into a Bank of America business checking account, then you are eligible to receive a discount on your Merchant Services processing rate based on your tier status in the program as follows: Gold tier: 0.05%, Platinum tier: 0.07%, Platinum Honors tier: 0.10%. For example, if your regular processing rate for swiped transactions is 2.65% +$0.10, your rate at the Gold tier would be 2.60% + $0.10, at Platinum: 2.58% + $0.10, and at Honors: 2.55% + $0.10. The processing rate discount savings will be applied as a credit on your Merchant Services account at the end of each billing cycle. To receive this benefit, your Merchant Services processing account, and the Bank of America business checking account where you are settling your sales processing transactions, must be open and you must be enrolled in Preferred Rewards for Business at the time the benefit is paid. Any pending benefits forfeit upon account closure. Your processing rate discount will be based on your Preferred Rewards for Business tier at the time the benefit is paid. Exclusions may apply based on merchant processing product. Subject to change.
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The Bank of America Mobile Point of Sale Solution requires the Mobile Card Reader D135, a compatible Android or iOS mobile device with a wireless internet or cellular connection and the free BofA Point of Sale Mobile app to download to your mobile device. Message and data rates may apply. PIN Debit, EBT and closed loop gift cards transactions are not supported. Contactless payments are not supported for China UnionPay^® and JCB. To download the app, search for BofA Point of Sale Mobile app in the Apple App Store or the Google Play App Store.
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Virtual Terminal transactions will be processed using your Card Not Present transaction rate.
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The Kitchen Display Solution is an optional value-added service which requires a per-location monthly fee and purchase of compatible hardware. If applicable, the fee will be presented to you prior to account opening in the fee schedule. The per-location fees will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle. Purchase of the Restaurant Solution POS software is required to use the Kitchen Display Solution. Kitchen Display Solution Table Stand and Wall Mount require separate purchase and user installation.
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Use of the PCI Assist service is not a guarantee that your systems will not be breached or cause you to be compliant with the Payment Card Industry Data Security Standard or Card Organization Rules.
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ON-THE-GO the power to take payments anywhere

Point of sale systems that go with you wherever you go

Offer your customers simple, secure payment options, no matter where you are.

You want a point of sale solution that won’t leave your side. We’ve got options that give you the freedom your business demands. Footnote [1]

The point of sale solution that sets you free

Take payments anytime, anywhere with a portable POS device or our Mobile Point of Sale Solution.

Full features on the go

Mobile payments

Safe and secure

Additional Benefits

Straightforward rates

Security

Improved cash flow

Service and support

One seamless relationship

Transparent pricing Footnote [6]

We offer competitive pricing with no-fee same-day funding for qualified accountholders. We also offer custom pricing.

Fully-featured software to get the job done

Solutions & Device Compatibility

Countertop A80

Portable A920

Mobile Card Reader D135 (requires mobile phone or tablet)

Smart Terminal E700

Smart Register E800

Choose the hardware that meets your needs Footnote [6]

Portable

Portable A920

Mobile Card Reader D135

Accessories

Portable A920 Charging Base

Mobile Card Reader D135 Charging Base

Point of sale systems that support virtually every business

Ready-to-go solutions tailored to your business and your needs.

Restaurant

Retail

E-commerce

Personal Services

Explore All

Questions & answers

What is an on-the-go point of sale system?

Can I customize my own system?

What payment types can I accept?

What kind of security does Bank of America offer?

Where can I find more information on how to use merchant products and services?

ON-THE-GO the power to take
payments anywhere

You want a point of sale solution that won’t leave your side. We’ve got options that give you the freedom your business demands.^{Footnote
[1]}

Transparent pricing^{Footnote
[6]}

Choose the hardware that meets your needs^{Footnote
[6]}