Children's Privacy Policy

This page is also known as our Children's Privacy Policy. Here we will explain important things Bank of America wants you to know when using our website or mobile app. Because laws sometimes change, we may need to update this page. The date at the top will show you when we made an update.

Until you are old enough to have your own account, your Parent is the owner or co-owner of your account. This means they can check your activity and see how you spend your money. Keep reading to learn about data and online privacy.

• Account - your bank account, credit card, debit card or other product you may have

• Child or Children - anyone under 18 years old

• Conditions - the promises made to use our Services

• Information / Data - facts about you or your account

• Parent - the person who set up this account, which could be your Parent or legal guardian

• Policy - this webpage / document

• Privacy - information you want to keep secret

• Services - the accounts Bank of America offers including our mobile app and online banking website

• Terms - the rules and guidelines for using our Services

• We, Our, or Us - Bank of America

Keeping you safe is very important to us. When we learn something about you, we must keep that information safe and follow rules. We take this seriously.

We collect your information so you can look at your account. We don't use your information for any other reason. We use this information to do things like prove who you are, help you with your account, speak with you, and help us detect things that don't look right on your account.

We may collect information and track your activities with online technology. A common type of tracking technology is known as a cookie. Cookies, and things like cookies, are small files you can't see. This file is created when you visit a website.

Some cookies are needed so you can see the website and are only needed for a short time, like a bookmark to help you remember where you last stopped reading a book. Other cookies are like flags that stay with you until removed so we can remember things like places you like to spend your money. Sometime these flags include details about you such as your name or what state you live in. How long we keep the information collected from cookies depends on the type of cookie.

You can talk to your Parent for help on this topic. We have more details in our Cookie policy.

Banks have rules and laws that tell us how long to keep data and when we can delete it. We delete your data when allowed to or if your Parent asks us.

We only share your Personal Information with people or companies that need to know your information for reasons specific to the Services provided. We will not share your Personal Information for any other reason.

As the owner/co-owner of your account, your Parent can see what you do with your account including how and when you use it. This means they can see and get alerts when you buy something or use the ATM. They are also able to control how much money you spend or where you spend it.

For children under 13, your Parent owns the account, so they decide how we contact you. This allows them to control any contact information like phone number or email address that we might use to communicate. You are not able to change this information yourself until you are old enough to have your own account.

For children 13 and older, you have more options, but if a Parent is a co-owner, they can still see your activity. In some cases, laws allow your Parent to do more things like ask us to not contact you or ask for your information to be removed.

Your privacy rights vary depending on how and where you interact with us. For more information see the Contact Us section below.

Parents and legal guardians, you have specific rights under COPPA (for Children under 13) listed below:

• Refuse to permit further contact with your Child;

• Review and update the Personal Information collected online about your Child;

• Refuse to permit further collection, use or maintenance of the Personal Information of your Child;

• Request the deletion of personal information of your Child;

• Request the deletion of the Parent's online contact information.

Only an account owner can update contact information allowing Parents to adjust their Child's contact details at any time.