Skip to main content

Benefits for Our Military Customers

Our mission is to help you focus on yours

Military benefits are designed to help ease your financial obligation.

Line of credit, credit card and installment contract

  • SCRA Benefits
    • Reduction or limits on interest rates. If you enter active duty, you may be entitled to a lower interest rate on your line of credit, credit card or installment contract. Under SCRA, if you provide notice that you're on active duty, lenders generally can't impose an interest rate higher than 6% on debts incurred prior to active duty. The 6% rate is in effect for your entire active duty service.
    • Reduced payments. If you are eligible for military benefits and your interest rate is higher than 6%, your payments can be reduced to reflect the lower interest rate.
  • Additional Benefits
    • We also offer additional benefits beyond federal and comparable state SCRA requirements. In addition to the above SCRA benefits, you may be eligible for:
      • Continued reduced interest rates on credit card balances to aid in transition after military service
      • Continued select credit card fees waived for life after military service

Home loan and home equity

  • SCRA Benefits
    • Reduction or limits on interest rates. If you enter active duty, you may be entitled to a lower interest rate on your home loan. Under SCRA, if you provide notice that you're on active duty, lenders generally can't impose an interest rate higher than 6% on debts incurred prior to active duty. The 6% rate cap is in effect for your entire period of active duty service. For home loans, the benefit extends one year beyond your period of military service.
    • Reduced payments. If you are eligible for military benefits and your interest rate is higher than 6% — or 4% for home loans both owned and serviced by us — your payments can be reduced to reflect the lower interest rate.
  • Additional Benefits
    • We also offer additional benefits beyond federal and comparable state SCRA requirements. If your loan is owned and serviced by us, you'll receive a rate cap of 4% for your home loan, potentially saving you thousands of dollars. Even if your loan is owned by the U.S. Department of Housing and Urban Development (HUD), Fannie Mae, Freddie Mac or other private investors, you may still qualify for the 6% rate cap. Contact us if you have questions regarding the ownership of your home loan, or to see if you're eligible for the 4% or 6% rate cap.

Deposit products

  • Additional Benefits
    • Fees waived: If you are eligible for military benefits, you may be eligible for most fees to be waived on deposit accounts, including:
      • Monthly maintenance fee for checking and savings
      • ATM fees
      • Wire fees
      • Debit card replacement fee
      • Standard check order fee
      • And many more